New Year, New Home: Setting Your 2025 Homeownership Goals

    The start of a new year brings a sense of renewal, hope, and fresh beginnings. If homeownership is on your list of 2025 goals, there’s no better time to get started. At Ascot Homes, we’re here to guide you through every step of the journey, whether you’re a first-time buyer or looking for your next dream home.

1. Define Your Homeownership Goals

    Start by envisioning what your ideal home looks like. How many bedrooms do you need? What type of layout suits your lifestyle? Are you drawn to vibrant communities or quiet neighborhoods? Knowing your priorities will help you focus your search and find a home that aligns with your needs.

2. Financial Planning: Your Key to Success

    Achieving your homeownership goals starts with understanding your finances. Create a budget that accounts for your income, expenses, and savings goals. Consider this key step:

• Get Pre-Approved: A mortgage pre-approval gives you a clear picture of your purchasing power and shows sellers you’re serious. Ascot Homes works with a network of preferred lenders who we would be happy to connect you with to assist in your mortgage pre-approval. If you aren't ready for a full pre-approval but have questions or want to run some number-based scenarios, that’s fine too! We are here to make this as seamless as possible for you every step of the way.

New construction homes from Ascot Homes offer great value and peace of mind with modern energy-efficient features and minimal maintenance costs, helping you stay within budget.

3. Understand the Benefits of Buying in 2025

Why is 2025 a great time to buy? Here are a few reasons:

• Market Opportunities: Prices are solid, and mortgage rates are in a decent place. It is always best to secure the home of your dreams sooner rather than later, as prices always trend upwards over time and mortgage rates fluctuate. There is always the option to refinance if rates drop lower.

• Long-Term Investment: Owning a home builds equity over time, offering financial stability and potential tax benefits.

• New Construction Advantages: When you choose a new construction home, you benefit from modern layouts, personalized design options, and warranties that provide lasting peace of mind.

4. Work with Professionals Who Care

Navigating the home-buying process can be complex, but you don’t have to do it alone:

• Partner with a knowledgeable real estate agent who understands your market. If you do not know any real estate agents in the area, we have knowledgeable agents at Ascot Realty who would be happy to help you. Our Online Sales Consultants are also always available as a resource to help you find the perfect fit.

• Work with Ascot Homes to explore thoughtfully designed floor plans, move-in-ready homes, and vibrant communities.

• Consult a mortgage lender or our preferred lenders to find the right mortgage solution for you!

At Ascot Homes, we’re passionate about making your home-buying journey seamless and stress-free.

5. Take Action and Stay Flexible

The path to homeownership might include unexpected twists, but staying flexible and focused will keep you moving forward. Every step—from saving for a down payment to touring homes—brings you closer to your goal.

Why Ascot Homes is Your Partner in Homeownership

At Ascot Homes, we understand that buying a home is one of the most significant decisions you’ll make. That’s why we’re committed to helping you find a home that’s perfect for your lifestyle, with features like built-in storage, open-concept living spaces, and energy-efficient designs that stand the test of time. Our homes are built with care, passion, and a dedication to excellence, ensuring they’re not only beautiful but also practical and durable.

Explore our communities in Southern Pines, Pinehurst, Lillington, Vass, Raeford, and surrounding areas to find the home that’s perfect for you.

Make 2025 Your Year to Shine

The journey to homeownership starts with a single step. By setting clear goals and working with a trusted builder like Ascot Homes, you can make 2025 the year you achieve your dream of owning a home. Ready to take the next step? Contact us today and let’s make your new home a reality.